Associate Counsel

Complete Guide: Associate Counsel at Kredete

Kredete, a rapidly scaling financial technology company, is seeking a sharp, curious, and pragmatic Associate Counsel to join its high-impact legal team in New York. Operating at the intersection of fintech, artificial intelligence (AI), and global regulation, Kredete builds modern financial infrastructure for global money movement, enabling instant cross-border transactions across more than 60 countries.

Key Responsibilities

As an Associate Counsel, you will play a pivotal role in navigating complex multi-jurisdictional legal landscapes and supporting the company's licensing and compliance infrastructure. Your duties will span several key areas:

• Regulatory & Licensing: Support and manage licensing applications, renewals, and ongoing regulatory filings across US states and international markets. Monitor evolving regulatory requirements in payments, money transmission, credit, and AI-driven financial services.
• Commercial & Product Legal: Draft, review, and negotiate commercial agreements, including partnership agreements, vendor contracts, and API terms. Advise product and engineering teams on legal issues arising from new features, such as AI-driven workflows, credit products, and global card issuance.
• Risk & Compliance: Partner with the compliance team to strengthen AML, KYC, and fraud-related policies. Provide legal guidance on data privacy regulations (GDPR, CCPA, and emerging market equivalents).
• General Counsel Support: Assist with corporate governance, board documentation, equity-related legal work, and manage outside counsel relationships.

Eligibility & Requirements

To be considered for this role, candidates must meet the following criteria:

• Education: Juris Doctor (JD) degree from an accredited law school.
• Bar Admission: Active bar admission in at least one US jurisdiction.
• Experience: 0 to 2 years of legal experience, which can include internships, clerkships, or early-career roles with exposure to fintech, payments, financial services, or regulatory law.
• Domain Knowledge: Familiarity with US money transmission laws, banking regulations, and consumer financial protection frameworks.
• Mindset: A global outlook with an interest in multi-jurisdictional legal questions (experience or interest in African, Latin American, or Southeast Asian financial regulatory environments is a strong plus).

Why Join Kredete?

This is a contract-based, high-impact associate role offering direct visibility into company growth and strategy. You will work within a collaborative, mission-driven culture with strong ownership and autonomy, gaining unmatched exposure to global markets, fintech innovation, and emerging payment systems.

Application Process

Interested candidates should apply through the official channels. Please note that no specific application deadline has been provided, so early application is highly recommended.